Interest Rates are the Lowest in History

Hello Folks.

By now you may have heard, interest rates are the lowest they have ever been in history. The government is doing their very best to stimulate the economy and give it a jolt; they are doing a great job!

I have been telling all of my past, current, and potential clients that now is the absolute best time to purchase a home. The same rings true for investors. The folks that purchase a home now and hold onto it for at least five years will reap the benefits at sales time. Everyone that allows this precious time to slip away will look back in the rear view mirror with tears in their eyes asking- WHY?

Talk to your accountant or financial advisor about capital gains taxes. The laws are different for owner occupied property and investment property. In most states, capital gains on owner occupied property are not taxed if certain guidelines are met. I always encourage you all to be informed and to educate yourselves so that you make the proper choices, especially in business matters and when it involves your money.

Most folks that buy right now are going to make a great profit when they sell in the next few years. The home will be bought today at a great price with an unbelievable interest rate, and those folks will make money later. If you are thinking about buying a home, please know that the time is now! Do not sit on the fence and allow these opportunities to pass you by!

I encourage you to read this article about current interest rates. Hopefully it will stimulate you and get you moving! Find a good, resourceful Realtor and go get yourself a deal on a great home!

http://realtytimes.com/rtpages/20081219_rates.htm

Make it an outstanding day!!!

Now is the time to buy your home, folks!

Hello All!

I know what the media is saying about the housing market in the U.S. Please, do not let that hinder you. If you allow this opportunity to pass you by, in a few you will be sick when you think about how much money you 'could have' saved.

Despite what is seen on the tube and heard on the radio, I am out there grinding everyday! I see the closings, the listings, the sales and negotioations. I am not talking about investors scooping up their fair share, but first time homebuyers and folks moving from a first to a second home--people they are getting great deals.

I am attaching an article that was sent to me. It is informative and it hits home. America is not in the most positive situation right now, but I encourage each of you to let that be to your benefit. Now is the time folks, now is the time!

As always, make it an outstandingly productive day!!

http://www.nytimes.com/2008/12/06/business/yourmoney/06money.html?_r=1

Time to prepare for the New Year! Already?!

Hi you guys! I was browsing the web this A.M. and realized something- Thanksgiving is gone! Christmas is knocking at our door and after that is New Year's. WOW!

Business people and entrepreneurs, guess what that means? You've got it. It is time for us to put the finishing touches on our business plan for 2009. Many of us, myself included, do not take the time to plan for our businesses as we should. This is an imperative ingredient in our 'Manage my Business Recipe'. Planning in business is like the eggs in the macaroni and cheese- if we neglect to include it or we use too little it will eventually fall apart.

I am attaching an article from a fellow business person that I found very helpful. It is targeted to and resourceful for everyone, not just real estate professionals.

Have a good read and remember, make it an outstanding day!

http://www.e-myth.com/cs/user/print/post/10-ways-to-prepare-for-the-new-year